Consumers for
Auto
Reliability and
Safety ®

Letters to the Editor

 
The Sacramento Bee
August 6, 2014
Re "Subprime auto loans go down road to ruin" (Editorial, Aug. 2):

"Thanks to the Bee for zeroing in on subprime auto lending. We hear from victims of predatory auto lenders, often very hardworking people who are struggling to stay afloat.

Shady car dealers are selling them overpriced junkers at exorbitant interest rates. Sometimes the cars break down within days. When the consumer can't afford the expensive repairs, the car is repossessed. Then they lose their only way to get to work, and their job. Plus their credit is ruined for the next seven years.

Their biggest mistake -- getting financing from a car dealer. Congress gave dealers a special exemption, so the Consumer Financial Protection Bureau can't police them. But to its credit, the CFPB is doing what it can, by policing the auto lenders who do business with dealers. So now the dealers are attacking the CFPB."

-- Rosemary Shahan
President
Consumers for Auto Reliability and Safety
Sacramento

Sacramento Bee editorial: "Subprime auto loans go down road to ruin"

 


Automotive News
August 18, 2008
"The editorial 'End vehicle title washing' (June 30) called for Congress to pass legislation to require insurance companies to disclose all total-loss vehicles. But Congress already passed that legislation in 1992. The Anti-Car Theft Act required the U.S. Department of Transportation to issue rules to require insurers to fork over the data on totaled autos.

But for four years, DOT sat on its hands. Then in 1996, Congress shifted responsibility to the U.S. Department of Justice, which has finally sent draft rules to the Office of Management and Budget. The Office of Management and Budget has just completed its review process and has sent the rules back to the Department of Justice. The next step will be for Justice to issue a notice of proposed rulemaking for public comment.

We don't need a new law. A new law would only slow things down. What we need is for the long-overdue rules to be issued and take effect. Then insurers, salvage pools and junkyards will have to report on totaled vehicles and provide updated data every 30 days. The existing law also requires that the data be made available to the public at cost.

Once a vehicle is listed in the national database of totaled vehicles, the incentive to engage in title washing will greatly diminish. Even counterfeiting a clean title won't alter the fact that anyone with access to a computer can find out a vehicle's checkered past.

Instead of calling for new legislation, Automotive News should be calling on Congress to ensure that the Department of Justice has the funding it needs to do the job right." --

Rosemary Shahan
President
Consumers for Auto Reliability and Safety
Sacramento, CA

 


The Wall Street Journal
November 14, 2007
"Americans should not have to waive their Seventh Amendment right to a jury in order to enter a nursing home, receive medical care, accept a job or buy a home... For corporations, imposing pre-dispute, binding mandatory arbitration is profitable. But for consumers, it is a pernicious business, and one that should be outlawed."

Read more: TortDeform: Wall Street Journal Readers Trash Op-Ed

 


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C.A.R.S. Mission
CARS is a national, award-winning,
non-profit auto safety and consumer
advocacy organization working to
save lives, prevent injuries, and
protect consumers from
auto-related fraud and abuse.

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to everyone who has supported CARS' work, including the more than 573,500 people who have contributed financially to CARS, signed or shared CARS' petitions, and / or posted personal comments.

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CarMax sells cars with deadly
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Buyer Beware! Auto dealers use
forced arbitration
to get away with cheating customers
Even when car dealers flagrantly violate consumer protection laws, you may not be able to get justice. That's because almost 100% of car dealers stick "forced arbitration" clauses into their contracts. If they cheat you, and you try to take them to court, they can just laugh at you. That's because they can get your case kicked into arbitration -- a secret, rigged process that favors big, corrupt lawbreakers. The dealer often gets to choose the arbitration firm, and even the arbitrator who hears your case. Unlike judges, arbitrators are perfectly free to ignore the law.

Dealers claim that arbitration is quick. But Jon Perz in San Diego had to wait over 8 years in "arbitration limbo" before he finally got justice, after Mossy Toyota sold him an unsafe car. CARS produced a short video exposing what happened. More than 1.3 million people have watched our video on YouTube:
See the billboard CARS displayed
right next to Mossy Toyota's car lot,
and read more about how Jon finally won.

 
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